More details on software and accessibility are available at. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. A FICO credit score is determined by a snapshot of all the available credit history data when your score was generated. Further information is available in our FICO Data Privacy Policy. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. It helps lenders make quick decisions about the amount, terms, and rate of a loan. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. A FICO Score is a 3-digit number (300-850) based on your credit reports.Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Get credit scores, credit reports, credit monitoring & identity theft monitoring in one place. Many factors affect your FICO Scores and the interest rates you may receive. Equifax Credit Report is a trademark of Equifax, Inc. Many or all of the products featured here are from our partners who compensate us. How do lenders use FICO Scores Your score allows lenders to gauge. VantageScore 1.0 and 2.0 scores ran from 501 to 990, but VantageScore 3.0 and 4.0 scores run from 300 to 850, just like FICO. People with scores in this range typically experience easy approval processes when applying for new credit, and they are likely to be offered the best available lending terms, including the lowest interest rates and fees. Learn moreįICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. A good credit score is 690 to 719 on the 300-850 scale commonly used for FICO scores and VantageScores. We provide your FICO Score as a free benefit that does not affect your credit in any way. Because FICO and VantageScore use different algorithms to come up with credit scores, your VantageScore will be different from your generic FICO score. FICO Scores ranging from 800 to 850 are considered exceptional. For FICO score, a credit score between 670 and 739 is generally considered good. Creditors can use this score to determine how likely you are going to pay back your debts by basing them in large part on your credit reports. Your lender or insurer may use a different FICO ® Score than the versions you receive from myFICO, or another type of credit score altogether. A good credit score gets approval for attractive rates and terms for loans. All rights reserved.Īll FICO ® Score products made available on include a FICO ® Score 8, and may include additional FICO ® Score versions.
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